What document summarizes the specific features of an insurance policy?

The policy summary is the document that outlines the specific features of an insurance policy. It provides a concise overview of key details, such as coverage options, limits, exclusions, and any special endorsements attached to the policy. This summary is designed to help policyholders understand the main components of their insurance coverage at a glance, making it an essential resource for both understanding the policy and for comparison with other insurance options.

The application form, while important for initiating the insurance process, primarily gathers personal information and risk details from the applicant rather than summarizing the policy features. The insurance declaration page provides essential information about the policy, including the named insured, coverage limits, and premium details, but it does not provide the comprehensive overview or analysis that a policy summary does. The claim form is used to initiate a claim process once an incident occurs, focusing on claims reporting rather than summarizing policy features. Thus, the policy summary is the most appropriate document for conveying the specific attributes of an insurance policy.